Flexiti Financing Programs

*On approved credit. Subject to the terms of the Flexiti Financial Inc. cardholder agreement. Minimum purchase of $300 (excluding taxes) required. “Buy now, pay later” promotional plans and available interest rates vary based on applicant’s creditworthiness at time of application. For no payments deferred plans: no payments are required during the promotional period, except for premiums and taxes for optional payment protection insurance, if applicable, which are billed monthly. Interest accrues at the cardholder agreement annual interest rate (AIR) during the promotional period and will be charged only if the promotional plan expires without full payment or is cancelled due to payment default on the account. AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are between 31.99% – 39.99%. Any balance at the end of the promotional period accrues interest at the Account AIR. Annual fees may apply. Conditional upon ID verification. A valid email address is required. Promotions and terms may be changed without notice. No payments deferred plans are not available for Quebec residents.

Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial Inc. B.C. Licence No. 83660.

**On approved credit. Subject to the terms of the Flexiti cardholder agreement. Minimum purchase of $300 (before taxes) required. For 90 days from the date of the transaction, no interest accrues, and no payments are required on the promotional balance, except for premiums and taxes for optional payment protection insurance, if applicable, which are billed monthly. After the first 90 days, the promotional annual interest rate (“Promo AIR”) will apply to the balance subject to the promotion, and the balance will be repayable in equal monthly payments of principal and interest at the Promo AIR. The available Promo AIRs are 9.99%, 13.99% and 19.99%. Eligibility for promotions and the applicable Promo AIR varies based on cardholder’s creditworthiness and will be disclosed prior to purchase. If any required payment is missed, all promotional offers on the account may be cancelled and upon cancellation, and interest will be calculated at the cardholder agreement annual interest rate (Account AIR), which is included on your monthly statements. Current Account AIRs are between 31.99% – 39.99%. Any balance at the end of the promotional period accrues interest at the Account AIR. Promotions and terms may be changed without notice. Annual fees may apply. Financing provided by Flexiti Financial Inc. B.C. Licence No. 83660.

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